Bank Account: Malaysia : duplicate - change rule

[victor]

document: {{14.'Bank accounts' page details.docx}}

Malaysia:

If both MEPS bank routing code and Account number match between 2 bank accounts, the 2‌^nd bank account is a bank duplicate account and should be rejected.

SEPA countries (excluding UK), Gibraltar and non-SEPA countries those require IBAN:

If IBAN matches between 2 accounts, the 2‌^nd bank account is a duplicate bank account and should be rejected.
You may have to make a correction here. For non-SEPA countries those require IBAN, the current rule is "if both IBAN and SWIFT code match between 2 bank accounts, the 2‌^nd bank account is a duplicate bank account and should be rejected."
Change this rule. The new duplicate bank account detection rule for non-SEPA countries those require IBAN should be "if IBAN matches between 2 bank accounts, the 2‌^nd bank account is a duplicate bank account and should be rejected."
Apply this new rule.